WaterfallWealth.ai is a simple method to improve your financial situation over time.
Your AI co-pilot, actively protecting and growing your wealth.
The waterfall wealth method combines the stability of buy-and-hold investing with intelligent adjustments.
Automatically reallocates based on market trends and momentum indicators.
Capital flows automatically based on market conditions.
Portfolios generally have three buckets of risk. These "waterfalls" are kept separate so you can pick how much of your portfolio is in each.
For more aggressive growth. Includes individual stocks and crypto targeted towards your investment ideas.
Higher risk, higher potential returns
For long-term growth and principle protection. A diversified mix of ETFs and bonds designed for your goals.
Moderate risk, steady growth
So you can get cash when you need it. A safe foundation of cash and short-term bonds.
Low risk, capital protection
Positions automatically adjust based on market trends - holding winners and selling losers. This powerful active management strategy follows what's working.
Cash is allocated based on trend ratings. We invest more as indicators strengthen, and sell as they weaken. Unused cash flows to the next waterfall.
A portfolio that delivers fantastic returns with significantly less
drawdowns.
Protecting you from bad stock picks or poor timing.
You probably fall into one of these four financial situations.
Answer 5 questions to discover the perfect waterfall strategy for your financial situation.
You have debt at interest rates higher than investments typically earn.
Pay off either in order of lowest balances, or in order of highest interest rates.
No high interest debt, but need emergency savings for 3-6 months of expenses.
Start with a Defensive Waterfall.
A safe foundation of cash and short-term bonds.
Automatically save monthly.
Solid financial progress! 3-6 months savings. Want growth with capital preservation.
Start with Defensive and Core Waterfalls.
A diversified mix of ETFs designed for your goals.
Automatically invest monthly.
Long-term horizon, can afford risk. Want to be active and find growth.
Start with Defensive, Core, and Risk Waterfalls.
ETFs, Stocks, and crypto targeted towards your investment ideas.
Learn from community, grow your wealth.
Once you setup your waterfall, we will automate the entire process for
you.
Sending updates on your portfolio and making adjustments as needed.
Invest a monthly amount to grow your waterfall automatically, building wealth consistently over time.
Or withdraw a monthly amount to supplement your income, providing financial flexibility when you need it.
We will automatically rebalance your portfolio to maintain optimal allocation and risk management.
Automatically shift towards risk in bull markets and towards safety in bear markets for optimal performance.
Receive regular updates on your portfolio performance, changes, and insights to stay informed.
Get intelligent explanations for every decision and adjustment made to your portfolio.
Now that you learned the framework, start building your first waterfall for free.
No credit card required • Start in under 5 minutes.