Simple, transparent pricing

Start with a FREE waterfall, upgrade for more waterfalls when you're ready.

WaterfallWealth.ai offers multiple pricing options to fit your needs. Free - monthly fixed cost - or percentage of Assets Under Management (AUM) needs.

Your AI co-pilot, always with low fees.



Always Free
Free

Perfect for learning and building your financial foundation

$0
  • One Defensive Waterfall
  • Up to 5 assets
  • Earn over 4% from uninvested cash
  • AI-powered automation to adjust your waterfall
  • Only defensive ETFs
  • 3 Investment Advisor Recommendations
  • Educational resources
  • Advanced AI explanations of your waterfall and any changes
  • Portfolio backtest simulations
  • Community access
  • Dedicated support
  • Setup automatic monthly savings
Most Popular
Core

For passive long-term investors who value simplicity

$39/mo
$29/mo paid annually
  • Everything in Free
  • 2 Additional Core Waterfalls
  • Up to 30 assets
  • AI-recommended waterfalls based on your financial situation and goals
  • Broad universe of ETF assets
    (including crypto)
  • Core ETF Investment Advisor Recommendations
  • Set max and min allocations of each waterfall
  • AI trade executions
  • Community ETF waterfall templates
  • AI portfolio analysis
  • Modeling long-term scenarios
  • Retirement planning and wealth accumulation tools
First Month Free
Unlimited

For active investors who want higher levels of risk and finer controls

0.02%-0.04% AUM/mo
Lower fees for larger accounts
  • Everything in Core
  • Add up to 10 Waterfalls, including riskier ones
  • Up to 100 assets
  • AI-recommended waterfalls based on your prompts
    (e.g. "I want to invest in energy")
  • Access all stocks and crypto
  • Advanced Investment Advisor Recommendations
  • Set max and min allocations for each asset
  • Customize Dynamic Allocation Settings
    (Be more aggressive or conservative and pick which algorithms to use)
  • Advanced trade execution settings
  • Community stock/crypto waterfall templates
  • API access
  • Annual Investment Advisor Financial Review


All plans include RIA oversight, SEC compliance, and full transparency



Ready to start your Waterfall Wealth journey?

Grow with us. Start saving for free, and graduate to a low monthly fee when you have core investments. Graduate to unlimited if you want higher risk, and more control.

No credit card required • Start in under 5 minutes.