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Waterfall Wealth & eSmeb Terms of Use

TERMS OF USE

Last updated Nov 14, 2025

Welcome to WaterfallWealth.ai (the “Site”). By accessing or using this Site, you agree to these Terms of Use.

Use of Website

  • The Site and its content are for informational purposes only.

  • Nothing on this Site constitutes investment, legal, or tax advice.

  • Use of this Site does not create a client relationship with eSmeb Inc. or WaterfallWealth LLC.

Intellectual Property

  • All content, branding, and technology on this Site are owned by Waterfall Wealth LLC or its licensors.

  • You may not copy, distribute, or modify content without our prior written consent.

No Warranties

  • This Site is provided “as is” without warranties of any kind.

  • We do not guarantee the accuracy or completeness of content.

Limitation of Liability

  • Neither WaterfallWealth LLC nor eSmeb Inc are liable for any damages resulting from the use of this Site.

  • Investing involves risk, including possible loss of principal.

Third-Party Services

  • Brokerage services are provided by Alpaca Securities LLC or Interactive Brokers LLC, members FINRA/SIPC.

  • We are not responsible for third-party websites or services linked from this Site.

Governing Law

  • These Terms are governed by the laws of the State of Wyoming, without regard to conflicts of law principles.

Contact

For questions, contact us at: support@esmeb.com.

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Waterfall Wealth LLC ("Waterfall Wealth") provides marketing and technology services to eSmeb Inc. ("eSmeb"), an SEC- registered investment advisor. WaterfallWealth may receive compensation from eSmeb for client referrals.

The content on this website is for informational and educational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any security. Nothing herein should be considered investment advice, a recommendation, or an offer to provide advisory services. Advisory services are provided exclusively by eSmeb pursuant to written agreements with its clients and only in jurisdictions where it is properly registered or exempt from registration. Past performance is not indicative of future results. Historical returns, expected returns, or probability projections may not reflect future performance.

Brokerage services are provided by Alpaca Securities LLC (“Alpaca”) or Interactive Brokers LLC ("Interactive Brokers"), members FINRA/SIPC. This is not an offer, solicitation, or advice to buy or sell securities, or to open a brokerage account in any jurisdiction where Alpaca or Interactive Brokers is not registered.

eSmeb Inc. is an SEC-registered investment adviser, but this does not imply skill or training. Investing always involves risk of loss.

* Opinions presented are not testimonials or endorsements.

** Waterfall Wealth is currently in beta. Everything is in SandBox mode with our partner brokers. We are currently in progress of getting all necessary licenses, and will be fully operational in the near future.

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