Accounts

Your Investment Accounts

Manage your investment accounts and funding

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Create Investment Account

Create your investment account to start building wealth.

1

Account Type

2

Personal Info

3

Review & Submit

Choose Your Account Type

Start with a taxable account as your main investment account.
IRA and Roth IRA options are available after main account creation and are included in your plan.

Main Account

Taxable Investment Account

Your main investment account with no contribution limits

No contribution limits
Flexible withdrawals anytime
Capital gains tax on profits
No age restrictions

Create Later

Traditional IRA

Tax-deferred retirement savings with potential tax deductions

Tax-deductible contributions (if eligible)
Tax-deferred growth
Required minimum distributions at age 73-75
$7,000-$8,000 annual contribution limit (2025)

Available after creating your taxable account

Create Later

Roth IRA

After-tax contributions with tax-free growth and withdrawals

No tax deduction on contributions
Tax-free growth and withdrawals
No required minimum distributions
$7,000-$8,000 annual contribution limit (2025)

Available after creating your taxable account

Personal Information

All fields are required to comply with regulatory requirements.

First Name *

Last Name *

Date of Birth *

Social Security Number *

Email Address *

This is your account email address

Phone Number *

Street Address *

City *

State *

ZIP Code *

Funding

Select your primary funding source *

Planned Initial Funding Amount *
(Fund when you are ready)

$

Amount you plan to fund initially

Planned Auto-Save/Auto-Withdraw Amount
(Setup after account creation)

$

Monthly automatic deposit (positive) or withdrawal (negative) (optional)

Select Your Plan *
(All plans are FREE for the first 15 days)

Change or cancel your plan at any time
Plans will be billed from your account 15 days after funding
"Free" and "Core" plans automatically upgrade when assets exceed the limits of the current plan
All plans are billed yearly by default except "Turbo Trader" which is billed quarterly (Change this setting at any time after account creation)

Required Disclosures

Please answer the following regulatory questions:

I am a control person of a publicly traded company I am affiliated with an exchange or FINRA member I am a politically exposed person My immediate family member is a politically exposed person

Required Agreements

You must accept these agreements to create your account:

I acknowledge that I am a U.S. citizen or permanent resident. I agree to the Terms of Service, Privacy Policy, and Client Advisory Agreement I acknowledge that I have read and understand the Investment Disclosures I acknowledge that I have read and agree to the Alpaca Account, Customer, and Margin Agreement

Fund Your Account

Add money to your investment account

Select Account

Choose Funding Method

Bank Wire Transfer

2-3 Days

Direct transfer from your bank account

• No fees

• Min: $100

• 2-3 Business Days

ACH Transfer

1-3 Days

Automated Clearing House transfer

• No fees

• Min: $1

• 1-3 business days

Broker Transfer (ACATS)

5-7 Days

Transfer from another brokerage account

• May have fees

• Min: $100

• 5-7 business days

Transfer Details

Account Transactions

View your account transaction history

Investment Accounts

Your Investment Accounts

Create Investment Account

Choose Your Account Type

Taxable Investment Account

Traditional IRA

Roth IRA

Personal Information

Funding

Required Disclosures

Required Agreements

Review Your Information

Account Created Successfully!

Fund Your Account

Select Account

Send Funds To:

Choose Funding Method

Bank Wire Transfer

ACH Transfer

Broker Transfer (ACATS)

Transfer Details

Wire Transfer Instructions

Bank Information

Important Notes

Next Steps

Send Funds From:

Transfer Amount

Transferring From:

ACH in Progress!

Add Your Bank Account

After Adding Your Bank

ACATS Transfer Instructions

Step 1: Contact Your Current Broker

Step 2: What Gets Transferred

Step 3: Timeline & Fees

Want a simpler option to transfer?

Account Transactions

No Transactions Found

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