Smart Money Flows
WaterfallWealth.ai is a diversified buy and hold framework with a splash of AI.
We automatically adjust portfolio's based on market conditions. Increasing risk in bull markets, and getting defensive in bear markets.
Your AI co-pilot, not a black box.
No credit card required • Start paper trading in 5 minutes
Try different market scenarios:
Adjust your max allocations, specific assets, and add additional layers to refine your optimal waterfall portfolio strategy
What is Waterfall Wealth?
Waterfall Wealth is a revolutionary AI-driven investment platform that automatically manages your portfolio based on market conditions. Set your investment tiers once, then let our AI handle the rest—moving your money to safer assets when markets turn risky, and back to growth investments when opportunities emerge.
It's like having a professional portfolio manager that never sleeps, with full transparency on every decision.
How Waterfall Investing Works
Create your waterfalls:
Start with three investment layers — Risky, Core, and
Defensive. You can always add more waterfalls later.
Choose your investments:
Use our Investment Advisor recommendations, community
templates, or pick your own investments.
Let AI manage the flow:
When markets get shaky, money automatically moves from
risky investments to defensive ones. When opportunities arise,
it flows back up.
The result:
Your portfolio automatically adjusts to market
conditions—taking advantage of good times while protecting you
during downturns.
Learn in calm waters, then let AI flow
Our three-step approach ensures you learn every move before you automate
1. Learn First
Learn waterfall allocation with plain-English explanations and risk context.
2. Personalize Layers
Build confidence with a one layer waterfall and add more layers as you grow.
3. Automate Confidently
Graduate with full transparency on every allocation decision.
Ready to build your first waterfall?
Start with our free defensive waterfall. No credit card required. Graduate to live trading when you're ready.
No credit card required • Start in under 5 minutes.